Do defense costs (attorney fees, expert costs, etc.) erode our policy limits?
Yes. All defense costs paid, reduce the remaining policy limits available to the member. They also count towards the member's SIR on that claim.

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1. What is our total amount of liability coverage?
2. Do defense costs (attorney fees, expert costs, etc.) erode our policy limits?
3. How does our liability SIR work?
4. How do I submit a Liability claim to MPA?
5. How should I respond when claimants call with questions in response to official notices sent by the City on their claims?