Who pays for the medical treatment? Are there deductibles or co-pays?
If the injury or illness is accepted as work-related, MPA will provide reasonable and necessary medical treatment. Treatment is prescribed by the primary treating physician, and sometimes by authorized consulting physicians.

All treatment is subject to a process known as Utilization Review (UR). Utilization review is the process used by employers or claims administrators to review medical treatment recommendation to determine if it is medically necessary. All employers or their workers' compensation claims administrators are required by law to have a UR program. This program is used to decide whether or not to approve medical treatment recommended by a physician, which must be based on the medical treatment guidelines. Treatment is certified, partially certified or non-certified, based on whether the treatment is considered appropriate according to evidence-based medical guidelines. MPA will only pay for certified or authorized treatment, rendered by the treating physician or authorized consulting providers.

There are no deductibles or co-payments. Charges are paid in accordance with official fee schedules or negotiated PPO contracts. Medical Treatment Guidelines

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1. Where does an employee go for medical treatment?
2. Who pays for the medical treatment? Are there deductibles or co-pays?
3. Do I need to fill out the claim form (DWC-1) my employer gave me?
4. How do I get my medication authorized?
5. If an employee misses work time to attend medical treatment appointments, does he/she get paid under workers’ compensation?
6. When can an employee return to work after an injury?
7. Do I get reimbursed for mileage to my medical appointments, and how much?
8. If my claim is delayed, how long does my employer/MPA have to make a decision?
9. What is the Information and Assistance (I&A) Officer, and how do I contact them?